How do I make useMutation call with time interval?

I need to refetch token every 60hours or when token expires, currently I am using a useEffect in AuthProvider but it doesn't seem to work if people keep it open and don't change tabs/navigation, so I wonder if I can use useMutation instead? but I don't see any time interval params for this... it seems the time interval is only available for useQuery. What is the best way to do that?