Error: You have encountered an error. Please Try again later. (VP)

I'm in Australia (oce) and whenever I attempt to buy 5800 VP, the same error keeps appearing, I've tried numerous times however nothings changed. I've looked around the internet for solutions however all recommended solutions haven't worked. I was told to check if the status of micro transactions in Valorant was operational and it was. This issue has been going on for a few days and I'm starting to think Riot just doesn't want my money.

Things I have tried:
Changing DNS
Disabling compatibility mode
Restarting
Logging in and out of riot account
Solution
Card isn’t working for online transactions for some reason
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