Kernel Panic 1-2x a day (BIOS settings?)

Since day1 I get a kernel panics 1-2x a day. Expected it to be driver related, but since I'm apparently the only one, I suspect it might be actually BIOS related. I wouldn't be surprised even default settings on this motherboard do some unsolicited overclocking. I left almost all settings at default, only thing I think I changed was switching off AMD fTPM and AVX512(just now). Sys specs:
MB: NZXT N9 X870E
CPU:MD Ryzen 9 9950X3D 16-Core Processor
OS: Bazzite 42 (FROM Fedora Kinoite)" (64 bit)
GPU: AMD Radeon RX 9070 XT (2 separate power cords connected to the PSU)
RAM: DDR5-8200DIMM 48GB
PSU: 1000W
MB: NZXT N9 X870E
CPU:MD Ryzen 9 9950X3D 16-Core Processor
OS: Bazzite 42 (FROM Fedora Kinoite)" (64 bit)
GPU: AMD Radeon RX 9070 XT (2 separate power cords connected to the PSU)
RAM: DDR5-8200DIMM 48GB
PSU: 1000W
I've already done a memtest and I pull daily OS updates. GPU/CPU/MOS temperatures all harmless. This is an example log dump of a kernel panic: https://paste.centos.org/view/b0c22b9c So if anyone could give me some hints/recommendations of BIOS settings to change, please feel free. BIOS Settings:
Overclock settings (all defaults)
Gaming Mode: Disabled (allows change of SMT and CDD)
Zen5 Gaming Optimizations: "AMD AGESA Default"
TDP to 105W: Disabled
Performance Preset: Auto
CPU Overclocking: Auto
GFX Overclocking: Auto
DRAM Frequency: Auto (5600MHz)
Infinity Fabric Frequency: Auto (No Infinity Stone included unfortunately)
UCLK DIV1 MODE: Auto
Overclock Mode(Bus Speed): Auto
CPU config
AMD fTPM switch: Disabled
PSS Support: Enabled
NX Mode: Enabled
SMT Mode: Auto
AVX512: Disabled (changed it just now, saw it was originally enabled)
PCI config
Above 4G Decoding: Enabled
Re-Size BAR Support: Enabled (not 100% sure if that was default or not, I always enable it)
Above 4GB MMIO Limit: 40bit(1TB)
SR-IOV Support: Disabled
Overclock settings (all defaults)
Gaming Mode: Disabled (allows change of SMT and CDD)
Zen5 Gaming Optimizations: "AMD AGESA Default"
TDP to 105W: Disabled
Performance Preset: Auto
CPU Overclocking: Auto
GFX Overclocking: Auto
DRAM Frequency: Auto (5600MHz)
Infinity Fabric Frequency: Auto (No Infinity Stone included unfortunately)
UCLK DIV1 MODE: Auto
Overclock Mode(Bus Speed): Auto
CPU config
AMD fTPM switch: Disabled
PSS Support: Enabled
NX Mode: Enabled
SMT Mode: Auto
AVX512: Disabled (changed it just now, saw it was originally enabled)
PCI config
Above 4G Decoding: Enabled
Re-Size BAR Support: Enabled (not 100% sure if that was default or not, I always enable it)
Above 4GB MMIO Limit: 40bit(1TB)
SR-IOV Support: Disabled
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